Step 1: Compute the first derivative
Given:
\[
y = 44x^{45} + 45x^{44}.
\]
Differentiating:
\[
\frac{dy}{dx} = 44 \times 45 x^{44} + 45 \times 44 x^{43}.
\]
\[
= 1980x^{44} + 1980x^{43}.
\]
Step 2: Compute the second derivative
\[
\frac{d^2y}{dx^2} = 1980 \times 44 x^{43} + 1980 \times 43 x^{42}.
\]
\[
= 87120x^{43} + 85140x^{42}.
\]
Step 3: Express in given form
Since \( y = 44x^{45} + 45x^{44} \), dividing both terms by \( x^2 \):
\[
y'' = \frac{1980y}{x^2}.
\]
Thus, the correct answer is \( \boxed{\frac{1980y}{x^2}} \).