The modern world is a world of gross materialism. Money is the pivot on which the present world seems to turn. The Western world, more than the Eastern world, is completely in the clutches of these money-making tendencies. The money thus made is put to a variety of uses — good, bad and indifferent. Even a casual observation of the working of the world reveals the fact that the abuse of money is the rule, and the right use of money, the exception.
Human nature is fundamentally selfish. As such, it is no wonder that money earned is in the majority of cases wrongly used. The right use of money consists in spending it for universal good, for the greatest good of the greatest number, in addition to meeting one's personal and family requirements.