We are given that \( P(A|B) \) and \( P(B|A) \) are the roots of the equation \( 12x^2 - 7x + 1 = 0 \). By Vieta's formulas, we know the sum and product of the roots:
\[
P(A|B) + P(B|A) = \frac{7}{12}, \quad P(A|B) \cdot P(B|A) = \frac{1}{12}.
\]
Using the relationships for conditional probabilities, we can compute \( \frac{P(A \cup B)}{P(A \cap B)} \). This yields the value \( \frac{4}{3} \).