Question

What is the stipulated duration in hospitals to receive the claim by the policyholder?

• A. 24 hours
• B. 48 hours
• C. 60 hours
• D. 12 hours

Hint:

Health insurance = Minimum 24-hour admission (except day-care treatments).

Answer 1

The Correct Option is A

A basic requirement under health insurance is that hospitalization must be for a minimum duration.
The usual minimum stipulated stay is 24 hours for the insured to make a valid claim.
However, certain day-care procedures like cataract surgery, dialysis, or chemotherapy may be exceptions where less than 24 hours is allowed.
But for normal medical or surgical hospitalizations, staying for at least 24 hours is mandatory.
So, the stipulated minimum duration in hospital is 24 hours.