Step 1: Understanding the specific heat ratio.
For a rigid diatomic molecule, the number of degrees of freedom is \( f = 5 \), and for a monatomic molecule, \( f = 3 \). The ratio of specific heats is given by:
\[
\gamma = 1 + \frac{2}{f}
\]
Step 2: Finding \( \gamma \) for rigid diatomic and monatomic molecules.
For a rigid diatomic molecule:
\[
\gamma_{r} = 1 + \frac{2}{5} = \frac{7}{5}
\]
For a monatomic molecule:
\[
\gamma_{m} = 1 + \frac{2}{3} = \frac{5}{3}
\]
Step 3: Finding the ratio of \( \gamma_{r} \) to \( \gamma_{m} \).
The ratio is:
\[
\frac{\gamma_{r}}{\gamma_{m}} = \frac{\frac{7}{5}}{\frac{5}{3}} = \frac{21}{25}
\]
Step 4: Conclusion.
The correct answer is (C), \( \frac{21}{25} \).