Arun borrowed a sum of money from Jayant at the rate of 8\(\%\) per annum simple interest for the first four years, 10\(\%\) per annum for the next 6 years and 12\(\%\) per annum for the period beyond 10 yerras. If he pays a total of Rs. 12,160 as interest only at the end of 15 years, how much money did he borrow?