Step 1: Evaluate Statement I. Thermal power plants produce fly ash, which is a non-biodegradable waste product. (Statement I is True).
Step 2: Evaluate Statement II. Biodegradable detergents contain phosphates as "builders." These phosphates act as nutrients for algae, causing them to bloom excessively, which leads to oxygen depletion in water bodies—a process known as eutrophication. (Statement II is True).