The inert pair effect refers to the tendency of the s-electrons to remain non-bonding or less reactive in heavier elements. Lead (Pb), being a heavier element, exhibits a more pronounced inert pair effect than germanium (Ge). This effect makes Pb(II) more stable and less likely to undergo oxidation to Pb(IV), whereas Pb(IV) is more prone to reduction. In contrast, Ge(II) compounds are more reactive and easily oxidized to Ge(IV), making them powerful reducing agents. The inert pair effect is the dominant reason for the contrasting behavior of Ge and Pb in their respective oxidation states.