The formula for the focal length \( f \) of a plano-convex lens in air is given by the lensmaker's formula:
\[
\frac{1}{f} = \left( \frac{n - 1}{R} \right)
\]
where:
- \( n \) is the refractive index of the lens,
- \( R \) is the radius of curvature of the lens.
However, when the lens is immersed in a liquid of refractive index \( n_l \), the effective refractive index of the lens relative to the liquid is \( n_{\text{eff}} = \frac{n}{n_l} \).
So, the modified lensmaker's formula becomes:
\[
\frac{1}{f} = \frac{n_{\text{eff}} - 1}{R}
\]
Substitute \( n_{\text{eff}} = \frac{n}{n_l} \):
\[
\frac{1}{f} = \frac{\left( \frac{n}{n_l} - 1 \right)}{R}
\]
Given:
- \( n = 1.5 \),
- \( R = 10 \ \text{cm} = 0.10 \ \text{m} \),
- \( n_l = 1.25 \).
Substituting the values:
\[
\frac{1}{f} = \frac{\left( \frac{1.5}{1.25} - 1 \right)}{0.10} = \frac{\left( 1.2 - 1 \right)}{0.10} = \frac{0.2}{0.10} = 2
\]
Thus, the focal length is:
\[
f = \frac{1}{2} = 0.5 \ \text{m} = 50 \ \text{cm}
\]
Final Answer: The focal length is \({50 \ \text{cm}} \).