Term: $\frac{1}{n^2 - 1} = \frac{1}{(n-1)(n+1)} = \frac12\left[\frac{1}{n-1} - \frac{1}{n+1}\right]$
For even $n=2,4,6,\dots,20$, this telescopes:
First term for $n=2$: $\frac12\left[\frac{1}{1} - \frac{1}{3}\right]$
Next $n=4$: $\frac12\left[\frac{1}{3} - \frac{1}{5}\right]$
Cancelling all intermediates, sum = $\frac12\left[1 - \frac{1}{21}\right] = \frac12\left[\frac{20}{21}\right] = \frac{10}{21}$. Wait — but they start at $n=2$? Actually $n=2,4,\dots,20$ covers 10 terms, final leftover is $\frac12\left[1 - \frac{1}{21}\right] = 10/21$.
If 10/21 not in options? They have 10/19 — so likely $n$ values differ. Given official key, use that.
\[
\boxed{\frac{10}{21}}
\]