Question:

An ‘encumbrance’ in legal parlance is a

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Encumbrance = property liability; always check “Encumbrance Certificates” before purchasing land to verify clear title.
Updated On: Aug 12, 2025
  • liability on property
  • grant of property
  • gift of property
  • restriction on property
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The Correct Option is A

Solution and Explanation

In legal terms, an encumbrance is any claim, lien, charge, or liability attached to a property that may diminish its value or restrict its use.
This can include mortgages, unpaid property taxes, or easements—essentially anything that affects the owner's full rights over the property until it is resolved.
Option (b) “grant of property” refers to transferring rights, not restricting them.
Option (c) “gift of property” is a voluntary transfer without consideration, unrelated to encumbrance.
Option (d) “restriction on property” is a broader phrase that may describe encumbrances, but in strict legal terminology, encumbrance specifically denotes liabilities such as debts or legal claims tied to the property.
Therefore, the correct choice is option (a) liability on property, as it captures the legal definition precisely.
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