Health insurance plays a vital role in ensuring financial protection and access to quality healthcare. In India, however, the extent and nature of health insurance coverage vary significantly between urban and rural areas. While urban populations often have better access to organized insurance schemes, employer-provided coverage, and awareness about health policies, rural populations face challenges such as limited outreach of insurance schemes, inadequate infrastructure, and lower awareness levels. This urban-rural divide in health insurance coverage highlights the broader issue of healthcare inequality, making it essential to analyze the factors contributing to this gap and explore strategies for more inclusive health protection. A state-level health survey was conducted.
The survey covered 1,80,000 adults across urban and rural areas. Urban residents formed 55% of the sample (that is, 99,000 people) while rural residents made up 45% (that is, 81,000 people). In each area, coverage was classified under four heads – Public schemes, Private insurance, Employer-provided coverage, and Uninsured. In urban areas, Public coverage accounted for 28% of the urban population, Private for 22%, Employer for 18%, and the remaining 32% were Uninsured. In rural areas, where formal coverage is generally lower, Public coverage stood at 35%, Private at 10%, Employer at 8%, while 47% were Uninsured.
For this survey, “Insured” includes everyone covered by Public + Private + Employer schemes, and “Uninsured” indicates those with no coverage at all. Officials noted that public schemes remain the backbone of rural coverage, while employer and private plans are relatively more prevalent in urban centres. (250 words)
What is the ratio of insured adults in Urban : Rural areas?
Show Hint
- \(82:65\)
- \(748:477\)
- \(65:82\)
- \(477:748\)
The Correct Option is B
Solution and Explanation
By what percentage is the number of Uninsured in Rural higher than Uninsured in Urban?
Show Hint
- \(18.75%\)
- \(20.17%\)
- \(22.50%\)
- \(25.00%\)
The Correct Option is B
Solution and Explanation
If the total population grows by 5% next year and all percentage shares remain the same (including the Urban-Rural split), how many additional privately insured people will there be (vs. this year)?
Show Hint
- \(1,494\)
- \(1,560\)
- \(1,620\)
- \(1,650\)
The Correct Option is A
Solution and Explanation
The total number of Employer-covered adults is:
Show Hint
- \(22,800\)
- \(23,100\)
- \(24,300\)
- \(25,200\)
The Correct Option is C
Solution and Explanation
What percentage of all insured adults are Publicly insured?
Show Hint
- \(48.50%\)
- \(49.75%\)
- \(50.86%\)
- \(52.00%\)
The Correct Option is C
Solution and Explanation
What percentage of the total surveyed population was insured?
Show Hint
- \(52.15%\)
- \(56.25%\)
- \(61.25%\)
- \(64%\)
The Correct Option is C
Solution and Explanation
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On the night of October 12th, the "Sunburst Medallion" was stolen from the highly secured display case in the city museum. The theft occurred sometime between the museum closing at 10:00 PM and the night guard, Mr. Hemant, completing his final round at 1:00 AM. Three primary suspects were identified, all of whom had recently been dismissed from their museum positions: Anjali, the former curator; Bharat, the former security expert; and Chitra, the former exhibits designer.
Here are the established facts and their alibis:
- The security system logs show that the display case was opened using a specific five-digit code, which only Anjali and the museum director (who was out of the country) knew.
- Bharat's alibi is that he was at a distant relative's birthday party from 8:00 PM to 1:30 AM. Multiple independent witnesses confirmed his presence throughout the entire period.
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The final schedule must adhere to the following rules:
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- Rule 3 (Positional Constraint): The Red team (R) must play against the Blue team (B) in a round that is immediately before a round in which neither R nor B is playing.
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(193 words)
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A state electricity report serves as an important tool to assess energy production and track progress in the power sector. By providing quarterly data on generation measured in gigawatt hours (GWh), the report highlights the contribution of different energy sources such as coal, gas, hydro, solar, and wind. This not only helps in understanding the overall energy mix and dependence on conventional versus renewable sources but also enables policymakers, planners, and stakeholders to evaluate trends, address gaps, and promote sustainable energy development. A state electricity report provides quarterly generation (in GWh) by source – Coal, Gas, Hydro, Solar, and Wind.
In Q1
Generation from Coal is 2,200 GWh, Gas contributes 800 GWh, Hydro 900 GWh, Solar 700 GWh, and Wind 400 GWh, for a total of 5,000 GWh.
In Q2
Coal rises to 2,400 GWh, while Gas dips to 700 GWh; Hydro improves to 1,000 GWh, Solar to 800 GWh, and Wind to 600 GWh, bringing the quarterly total to 5,500 GWh.
In Q3
Coal moderates to 2,100 GWh, Gas increases to 900 GWh, Hydro softens to 800 GWh, but Solar advances to 1,000 GWh and Wind to 700 GWh, keeping the total at 5,500 GWh.
In Q4
Coal moves to 2,300 GWh, Gas to 850 GWh, Hydro to 1,100 GWh, Solar to 900 GWh, and Wind to 850 GWh, for a total of 6,000 GWh.
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