List of top Questions asked in MAT

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For decades, the Government has grappled with India's health care shortcomings by introducing various programmes. Despite some measure of success, the problem of universal health care access continues to fester like a recalcitrant sore. While there are several reasons for the lack of complete success in improving health care access, the overall problem may lie in the pursuit of improper priorities. To address access issued headon, radically improving primary health care in India should be top priority. A steep shortage in primary health care centres (PHCs) across India is the prime reason why villagers are forced to trek almost 20 km to reach the nearest PHC. This may still be of little use, because most PHCs are perpetually plagued by a supply and staff shortage, making matters worse for sick patients who expend time, energy and resources to reach the PHC. For people from towns and semi-urban areas seeking modern medical care the situation is no different since they need to travel to the nearest city. Despite 7,50,000 doctors registered with the Medical Council of India, the ground reality is that about 2,00,000 aren't active anymore. This means India has only one doctor to treat 2,000 people, instead of one doctor for every 1,000. Improving those figures will take time because the number of medical and nursing colleges cannot be hiked overnight to boost the output of medical graduates. The time has come to firmly recognise that health and health care issues cannot be left solely to the Government or public sector entities if India is to meet its health care targets including Millennium Development Goals for 2015. Such immense investments and specialised skills could best be tapped if public-private partnerships were promoted and Private companies encouraged to establish health care infrastructure in all geographies- urban, semi-urban and rural - particularly where primary health care is concerned. Estimated indicate that only 320 million people or 26 percent of India's population are covered under some form of medical insurance - public or private. In other words, large uncovered sections of the populace are forced to meet medical costs via out-ofpocket spends, causing immense financial burden and pushing many families into poverty.
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With will and vision, India's energy prospects can be changed from grim to green, and the world will benefit as a result, At 571 kWh per capita, India's electricity consumption is one-fifth of China's (2,631 kWh) and less than one - twentieth of the USA's (12,914 kWh). India's electricity demand will only grow. Solar electricity today at Rs.7.50 a kWh is economical compared with subsidised diesel generated power at roughly Rs.15 a unit, but more expensive than coal - based electricity at about Rs.6 And, in any case, India has ash - rich coal. What is the true cost of coal - based power? Prices are distorted by subsidies, State boundaries, vote - bank politics, and uncharged carbon - emission costs. Can India leapfrog into a clean - energy future rather than extend the conventional grid with fossil fuels at its core? In a nation blessed with abundant sunlight, to what extent should electricity be a networking service at all? Could India tap ambient solar energy for most of its needs? India's single - minded focus should be massive and rapid solar deployment, not only through utility - scale solar plants, but also through distributed generation, household - by - household, nationwide. Electricity in Indian homes should be roof top - to - room and solar based with energy self - sufficiency as the goal; the grid can complement and serve as back - up where available. Anchored with solar, the solutions may include combinations with bio - diesel, batteries, wind, biogas, micro - hydro, etc. At night or when the sun is behind clouds, alternative yet local sources can assure electricity. Once solar energy takes root, India will need less of the colossal and wasteful transmission, distribution and generation infrastructure except for industrial operations such as running factories and trains.
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The change in the Government's focus, from coveting the cash balances of public sector undertaking (PSUs) to examining how these can be put to better use by them, is a welcome development. In the current investment - starved environment, there is certainly a strong macro - economic imperative for inducing PSUs to deploy funds in capex programmes. But, from a shareholder's perspective- and that applies to the Government as well - it is also important that funds in excess of their immediate investment needs, estimated at over Rs. 1 lakh crore, earn a reasonable return. This is made difficult by rigid and archaic investment norms. So, it is a double whammy, wherein idle money of state - owned firms neither gets invested in projects nor generates sufficient portfolio returns. The current guidelines on deployment of surplus cash by PSUs decree that 60 percent of these should be parked with public sector banks. The 'public sector' mutual funds requirement is outdated, when many of them promoted by the likes of UTI, SBI and LIC have roped in foreign partners, making these ventures little different from pure private sector fund houses. Now that the investment guidelines are to be reviewed by a Government committee, it may be best for the Government to just stipulate general prudential norms to be followed by PSUs. These norms could emphasise safety liquidity of investments, their diversification across asset classes and securities, and provisions against taking speculative bets, that expose shareholder funds to capital loss risks.