Coastal regions, especially those located in lower latitudes, often experience a Tropical climate. Due to the proximity to large water bodies, these areas maintain high humidity and relatively consistent temperatures throughout the year, as the ocean acts as a heat reservoir that moderates the climate.
Step 1: Analyze the options.
(A) Temperate: Found in mid-latitude regions with four distinct seasons; while some coasts are temperate, it is not the universal definition for "coastal regions" in this context.
(B) Tropical: Characterized by high temperatures and significant rainfall, this is the predominant climate for coastal belts in equatorial and near-equatorial zones.
(C) Subtropical: These regions are adjacent to the tropics but often have more seasonal temperature variation than true tropical coastal zones.
(D) Polar: Found at high latitudes (the Arctic and Antarctic), characterized by extreme cold; not a general characteristic of global coastal regions.
Step 2: Conclusion.
In the context of general geography and the provided options, Tropical is the most appropriate classification for the climate typically associated with these coastal zones. Hence, the correct answer is (B).
Final Answer:
\[
\boxed{(B) \, \text{Tropical}}
\]