Phenols exhibit greater acidity compared to alcohols due to the resonance stabilization of the phenoxide ion formed after losing a proton (\( \text{H}^+ \)). This resonance delocalizes the negative charge on the oxygen, enhancing the compound's acidity. Electron-withdrawing substituents, such as -Cl, further increase the acidity of phenols by stabilizing the negative charge on the oxygen atom.
Step 1: Structure comparison.
Benzyl alcohol: Less acidic, as the hydroxyl group is attached to a saturated carbon, and there is no resonance stabilization.
Cyclohexanol: Similar to benzyl alcohol, it lacks resonance stabilization and is therefore less acidic.
Phenol: More acidic due to the resonance stabilization of the phenoxide ion.
m-Chlorophenol: The most acidic, as the -Cl group is an electron-withdrawing group, which enhances resonance stabilization and increases acidity.
Final Answer:
\[
\boxed{m\text{-chlorophenol}}
\]