Question

What do you understand by crossing of cheque?

Hint:

Always cross cheques before sending to others—it prevents direct cash encashment.

Answer 1

Step 1: Meaning.
Crossing of cheque means drawing two parallel lines on the face of a cheque, with or without the words “& Co.” or “Account Payee Only.”
Step 2: Purpose.
Crossing ensures that the cheque cannot be encashed directly at the counter; it must be deposited in a bank account, which adds safety.
Step 3: Types of crossing.
- General crossing.
- Special crossing.
Step 4: Conclusion.
Thus, crossing of cheque is a security feature that prevents misuse and ensures safe transfer through banks.