Let the income of \( B \) be \( x \), so the income of \( A \) will be \( \frac{3}{4}x \).
Let the expenditure of \( B \) be \( y \), so the expenditure of \( A \) will be \( \frac{4}{5}y \).
The savings of \( A \) will be:
\[
\text{Savings of A} = \frac{3}{4}x - \frac{4}{5}y
\]
The savings of \( B \) will be:
\[
\text{Savings of B} = x - y
\]
Now, using the relation that \( A \)'s income is \( \frac{9}{10} \) of \( B \)'s expenditure:
\[
\frac{3}{4}x = \frac{9}{10}y
\]
Solving for \( x \) in terms of \( y \):
\[
x = \frac{3}{4} \times \frac{10}{9}y = \frac{5}{6}y
\]
Now substitute this into the savings equations:
\[
\text{Savings of A} = \frac{3}{4} \times \frac{5}{6}y - \frac{4}{5}y = \frac{15}{24}y - \frac{4}{5}y
\]
Simplifying the terms:
\[
\text{Savings of A} = \frac{75}{120}y - \frac{96}{120}y = \frac{-21}{120}y = -\frac{7}{40}y
\]
Similarly, savings of \( B \) will be:
\[
\text{Savings of B} = \frac{5}{6}y - y = \frac{-1}{6}y
\]
Thus, the ratio of savings of A and B is:
\[
\frac{\text{Savings of A}}{\text{Savings of B}} = \frac{-7/40}{-1/6} = 1 : 3
\]