Raashi asked Ratul what challenges he had faced while volunteering.
Explanation: The question is converted into reported speech. The verb have faced in the direct speech changes to had faced in the past perfect tense to reflect the shift in time.
Read the following sources of loan carefully and choose the correct option related to formal sources of credit:
(i) Commercial Bank
(ii) Landlords
(iii) Government
(iv) Money Lende