Step 1: Analyze the sequence. The sequence is given as: \[ x_n = \sum_{k=1}^{n} \frac{1}{\sqrt{k}} - 2(\sqrt{n} - 1). \] The term \( 2(\sqrt{n} - 1) \) is a term that grows like \( 2\sqrt{n} \) as \( n \) increases, and the sum \( \sum_{k=1}^{n} \frac{1}{\sqrt{k}} \) grows like \( 2\sqrt{n} \) for large \( n \).
Step 2: Behavior of the sequence for large \( n \). We approximate the sequence for large \( n \): \[ x_n \sim \sum_{k=1}^{n} \frac{1}{\sqrt{k}} - 2\sqrt{n}. \] Using the asymptotic approximation for the sum, we have: \[ \sum_{k=1}^{n} \frac{1}{\sqrt{k}} \sim 2\sqrt{n} - 1. \] Thus, \( x_n \) behaves like: \[ x_n \sim 2\sqrt{n} - 1 - 2\sqrt{n} = -1. \] This suggests that the sequence is bounded and converges to \( -1 \).
Step 3: Monotonicity. Given that \( x_n \) decreases as \( n \) increases, the sequence is monotonically decreasing. Thus, the correct answer is \( \boxed{(B)} \).
The equation of a closed curve in two-dimensional polar coordinates is given by \( r = \frac{2}{\sqrt{\pi}} (1 - \sin \theta) \). The area enclosed by the curve is ___________ (answer in integer).