We are tasked with finding \( P(\overline{E}) \), the probability of the non-occurrence of an event \( E \), given that \( P(E) = 0.05 \).
Step 1: Use the complement rule.
The sum of the probabilities of an event and its complement is always 1:
\[ P(E) + P(\overline{E}) = 1. \]
Step 2: Substitute \( P(E) = 0.05 \) into the equation.
\[ 0.05 + P(\overline{E}) = 1. \]
Step 3: Solve for \( P(\overline{E}) \).
\[ P(\overline{E}) = 1 - 0.05 = 0.95. \]
Final Answer: The probability of the non-occurrence of the event is \( \mathbf{0.95} \), which corresponds to option \( \mathbf{(4)} \).