Step 1: Story recall.
In Premchand's *January Night*, Halku used a torn blanket to shield against cold.
Step 2: Check options.
Other garments (sweater, shawl) don't match the story.
Step 3: Conclusion.
Answer is (D) torn blanket.
“One of these days you’re going to talk yourself into a load of trouble,” her father said aggressively. What do you learn about Sophie’s father from these lines? (Going Places)