Step 1: Analyze Assertion (A).
In a photoelectric experiment, when a negative potential is applied to the anode, it repels photoelectrons. The cut-off voltage (or stopping potential) is the minimum negative potential at which the photoelectric current becomes zero, as it stops even the most energetic photoelectrons. This definition is correct, so Assertion (A) is true.
Step 2: Analyze Reason (R).
The threshold frequency \( f_0 \) of a metal is the minimum frequency of incident radiation required to eject photoelectrons, satisfying \( h f_0 = \phi \), where \( \phi \) is the work function. If the frequency \( f<f_0 \), no photoelectrons are emitted. This definition is accurate, so Reason (R) is true.
Step 3: Check if Reason (R) explains Assertion (A).
The cut-off voltage \( V_s \) is related to the maximum kinetic energy of photoelectrons: \( e V_s = h f - \phi \), where \( \phi = h f_0 \). The threshold frequency \( f_0 \) defines the condition for photoelectron emission (\( f>f_0 \)), but the cut-off voltage depends on the energy difference \( h f - \phi \), not directly on the definition of threshold frequency. Thus, Reason (R) does not explain Assertion (A).
Step 4: Conclusion.
Both Assertion (A) and Reason (R) are true, but Reason (R) is not the correct explanation of Assertion (A), so the correct option is (B).