Step 1: Analyze Assertion (A)
The non-polar tails of phospholipids (saturated hydrocarbons) are oriented away from water and protected inside the bilayer. Hence, the assertion is true.
Step 2: Analyze Reason (R)
Hydrophilic heads of phospholipids face the aqueous environment on both sides of the membrane, making the reason true.
Step 3: Examine the explanation relationship
The hydrophilic heads being outside ensures that the non-polar tails are shielded from water, which directly explains the assertion.