Question:

Which of the following schemes have been subsumed in the recently approved Ayushman Bharat - National Health Protection Mission (AB-NHPM)?

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PM-JAY (formerly AB-NHPM) is the world’s largest government-funded healthcare program, covering over 10 crore families.
Updated On: Mar 25, 2025
  • Rashtriya Swasthya Bima Yojana (RSBY)
  • Senior Citizen Health Insurance Scheme (SCHIS)
  • National Life Insurance Scheme
  • Rashtriya Swasthya Bima Yojana (RSBY) \& Senior Citizen Health Insurance Scheme (SCHIS)
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The Correct Option is D

Solution and Explanation

The Ayushman Bharat - National Health Protection Mission (AB-NHPM), now known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), was launched to provide health insurance coverage to economically weaker sections of society. It subsumed two major pre-existing health schemes:
1. Rashtriya Swasthya Bima Yojana (RSBY) - A health insurance scheme for below-poverty-line (BPL) families.
2. Senior Citizen Health Insurance Scheme (SCHIS) - A scheme providing health coverage for senior citizens.
Since both these schemes were merged into AB-NHPM, the correct answer is (D) Rashtriya Swasthya Bima Yojana (RSBY) \& Senior Citizen Health Insurance Scheme (SCHIS).
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