The amplitude of a damped oscillator decays exponentially with time:
\[
A(t) = A_0 e^{-\gamma t}
\]
Where:
- \( A_0 \) is the initial amplitude,
- \( \gamma \) is the damping coefficient,
- \( A(t) \) is the amplitude at time \( t \).
The energy of the oscillator is proportional to the square of the amplitude:
\[
E(t) \propto A^2(t)
\]
Therefore, when the amplitude drops to 25% of its initial value, the energy drops to \( 25^2 = 0.0625 \) of its initial value, and when the energy drops to 50%, the amplitude will drop to \( \sqrt{0.5} \) of its initial value. The time taken to reduce the energy by 50% is \( \frac{t}{4} \).
Thus, the correct answer is:
\[
\boxed{\frac{t}{4}}
\]