Let the speed of the boat in still water be $5s$ km/h, so the speed of the stream is $\frac{4}{5} \times 5s = 4s$ km/h.
- Downstream speed = boat speed + stream speed = $5s + 4s = 9s$ km/h.
- Given downstream distance = 198 km, time = 11 hours, so:
\[
9s = \frac{198}{11} = 18 \implies s = 2
\]
- Therefore,
Boat speed = $5s = 10$ km/h,
Stream speed = $4s = 8$ km/h.
- Upstream speed = boat speed - stream speed = $10 - 8 = 2$ km/h.
- Time to cover 60 km upstream = $\frac{60}{2} = 30$ hours.
- Time to cover 36 km downstream = $\frac{36}{10+8} = \frac{36}{18} = 2$ hours.
- Difference in time = $30 - 2 = 28$ hours.