Question

The operational guidelines on Credit Linked Subsidy Scheme (CLSS) for EWS, January 2017, define EWS households as those having an annual income up to \(\underline{\hspace{2cm}}\) (in Indian Rupees).

• A. 2,00,000
• B. 2,50,000
• C. 3,00,000
• D. 3,50,000

Hint:

EWS limit is always ₹3 lakh; LIG starts above ₹3 lakh. Remember the boundary for eligibility.

Answer 1

The Correct Option is C

The CLSS scheme under the Pradhan Mantri Awas Yojana (Housing for All – Urban) categorizes households based on their annual income.
According to the 2017 operational guidelines, Economically Weaker Sections (EWS) are defined as families having an annual household income of up to ₹3,00,000.
This classification determines eligibility for government-subsidized housing loans.
The other income groups are:
– LIG (Low Income Group): ₹3,00,001 to ₹6,00,000
– MIG-I: ₹6,00,001 to ₹12,00,000
– MIG-II: ₹12,00,001 to ₹18,00,000
Therefore, Option (C) correctly matches the official income ceiling for EWS households.