(I) True. Water vapour is indeed the most abundant greenhouse gas in the atmosphere; CO2 is the dominant anthropogenic forcing agent, but not the most prevalent by concentration.
(II) False. After China and the USA, the next largest emitters (by national totals) are typically the EU (as a bloc), India, Russia, and Japan for the relevant period; Brazil is not among the very highest emitters in this sense. Hence the statement as written is incorrect.
(III) False. Roughly 2.5–3% of all Earth’s water is fresh; of that, only a tiny fraction (\(\sim 1.2%\) of freshwater, i.e., \(\ll 1%\) of total water) is surface liquid (lakes/rivers). The “5% above ground” claim is far too high.
(IV) True. Global life expectancy has risen; despite falling fertility in many regions, world population has continued to grow (birth rates fluctuate by country).
Therefore, only (I) and (IV) are correct \(⇒\) \(\boxed{\text{Option D}}\).