For ratio problems in A.P., if the relation holds for all $n$, it must hold for $n=1$. Testing with $n=1$ gives $S_3 = 3S_2 \implies 3a + 3d = 3(2a + d) \implies 3a = 0 \implies a = 0$. For $a=0$, $S_k \propto k(k-1)$. Then $S_4 / S_2 = (4 \cdot 3) / (2 \cdot 1) = 6$.