\[ \begin{array}{|c|c|c|c|c|} \hline x_i & 0 & 1 & 2 & 3 \\ \hline p_i & \frac{1}{8} & \frac{3}{8} & \frac{3}{8} & \frac{1}{8} \\ \hline \end{array} \]
If A and B are two events such that \( P(A \cap B) = 0.1 \), and \( P(A|B) \) and \( P(B|A) \) are the roots of the equation \( 12x^2 - 7x + 1 = 0 \), then the value of \(\frac{P(A \cup B)}{P(A \cap B)}\)
P and Q play chess frequently against each other. Of these matches, P has won 80% of the matches, drawn 15% of the matches, and lost 5% of the matches.
If they play 3 more matches, what is the probability of P winning exactly 2 of these 3 matches?