We are given the matrix:
\[
\left|
\begin{matrix}
10 & 4 \\
13 & 5
\end{matrix}
\right|
\]
The determinant of a 2x2 matrix is calculated as:
\[
\text{det} \left( A \right) = ad - bc
\]
For the given matrix:
\[
\left|
\begin{matrix}
10 & 4 \\
13 & 5
\end{matrix}
\right|
\]
The determinant is:
\[
(10 \times 5) - (4 \times 13) = 50 - 52 = -2
\]
Thus, the correct answer is \( -2 \).