List of top Banking Questions asked in CBSE CLASS XII

What are Non-Performing Assets? Explain any three preventive measures to avoid non-performing assets.
Differentiate between fixed and floating rate of interest. (Any two basis)
Explain Default or Penal interest as a factor affecting market rate of interest.
Distinguish between CRR and SLR.
ABN Bank is planning to open a new branch in Jalandhar. M is assigned with the responsibility of laying down branch setup. As an assistant, help M in understanding the RBI guidelines for location and security safeguard rules mandatory to be followed for opening the new branch.
What is Bank Guarantee? List any of its three features.
Explain any three responsibilities of the head of a bank branch.
Vishal invested ₹ 30,000 for 3 years @ 10% p.a. compounded annually. Find the total amount and interest received by Vishal.
Explain the need of core banking solutions. (Any three points)
State the three categories of the Main Day Book which is prepared for each working day of a bank branch.
State the meaning of inflation in an economy. Why does this situation need to be corrected?
How do banks earn profits?
What is ATM? State the purpose of ATM.
What is the difference between ‘Cheque’ and ‘Demand Draft’? (Any two points)
What are the green banking initiatives of leading public and private banks?
Distinguish between paranoid and schizoid personality disorders.
............... is a formal document in which the details of the transaction are recorded.
Which of the following is not a function of the RBI?
A bill of exchange is drawn on 1st July, 2021 payable one month after the date. What will be the date of its maturity?
In ..............., RBI relaxed its policy for opening of new bank branches, allowing commercial banks to open new outlets in major cities without seeking prior approval.
MICR code is used for ............... .
What is meant by Profit and Loss Account?
Who is the sole authority to issue and manage currency in India?
State one advantage of EMI.
Zero balance account is generally allowed to be open for ............... .