Question

Which section of Motor Vehicles Act, 1988 states that the policy must be issued by a person who is an authorised insurer?

Hint:

Section 147 = Compulsory insurance + authorised insurer.

Answer 1

The Motor Vehicles Act, 1988 governs motor vehicle insurance in India.
Section 147 of the Act lays down the requirements of an insurance policy and limits of liability.
It clearly mentions that every policy of insurance must be issued by an authorised insurer only.
This ensures that only registered and approved insurers provide valid motor insurance coverage.
Issuing a policy by an unauthorised person is invalid under this section.
Therefore, the section that requires the insurer to be authorised is Section 147.