In *The Necklace* by Guy de Maupassant, Matilda Loisel is a woman who, although married to a humble clerk, dreams of wealth and a luxurious lifestyle. She feels dissatisfied with her life and often wishes for a more glamorous existence. When she is invited to the Minister’s ball, Matilda feels embarrassed because she has no fancy attire to wear. Her husband, trying to please her, gives her money to buy a dress. However, she still feels incomplete without jewelry, so she borrows a beautiful diamond necklace from her wealthy friend, Madame Forestier. After attending the ball, Matilda realizes that she has lost the necklace. In a panic, she and her husband decide to replace the necklace with a new one, which costs them 36,000 francs—a huge amount of money. They borrow money, take loans, and work for ten years to repay the debt.
If Matilda had not lost the necklace, her life would have remained as it was, filled with small pleasures but still full of discontent. She would have continued living in her modest means and enjoyed the moments of happiness her family provided. However, by losing the necklace, Matilda experienced a profound transformation. The ten years she spent working hard to repay the debt led her to a realization about the value of material possessions and the consequences of vanity. She and her husband endured poverty and hardship to pay for a necklace that turned out to be fake, worth only a fraction of the cost they paid to replace it. This twist in the story reflects the theme of appearance versus reality and the consequences of living beyond one's means. Had Matilda been honest and confessed the loss to Madame Forestier, she could have avoided a life of hard labor and financial struggle. Instead, her actions were motivated by pride and fear of humiliation, which ultimately led to a decade of hardship.