A circular pattern of settlement often develops around a lake. This occurs because settlements tend to be concentrated along the shore of the lake, with the layout spreading out in a circular or semi-circular pattern as people build near the water source for access to water, transportation, and fertile land for agriculture. This type of settlement is commonly seen in areas with lakes or other water bodies, where the settlement is designed around the central feature.
The other patterns:
Therefore, the correct pattern of settlement around a lake is circular.