Step 1: Principle of Limitation Act.
Under the Limitation Act, once the limitation period has begun, it cannot be stopped due to conditions like minority, insanity, or idiocy.
Step 2: Clarification.
Disabilities like minority or insanity can extend or postpone the starting point of limitation, but once time begins, it does not stop.
Step 3: Conclusion.
Thus, option (d) is correct.