In the given figure, a circle inscribed in \( \triangle ABC \) touches \( AB, BC, \) and \( CA \) at \( X, Z, \) and \( Y \) respectively.
If \( AB = 12 \, \text{cm}, AY = 8 \, \text{cm}, \) and \( CY = 6 \, \text{cm} \), then the length of \( BC \) is: