Question

Rashtriya Swasthya Bima Yojna is mainly meant to serve the needs of

• A. Organised workers
• B. Unorganised workers
• C. Unorganized sector workers belonging to BPL category and their family members
• D. Organized sector workers belonging to BPL category and their family members

Hint:

When answering questions about government schemes, focus on the target beneficiaries and the primary objective of the scheme. Key terms like 'BPL' (Below Poverty Line) and 'unorganized sector' are often crucial differentiators in the options.

Answer 1

The Correct Option is C

Step 1: Understanding the Concept:
The Rashtriya Swasthya Bima Yojana (RSBY) was a government-sponsored health insurance scheme in India. The primary objective of the scheme was to provide health insurance coverage for families living Below the Poverty Line (BPL).
Step 2: Detailed Explanation:
The scheme was launched by the Ministry of Labour and Employment, Government of India, to provide health insurance coverage for BPL families.
The target group was specifically workers in the unorganized sector, who often lack social security and access to affordable healthcare.
The scheme aimed to protect these vulnerable families from catastrophic health expenditures that could push them deeper into poverty.
Therefore, the most accurate description of the beneficiaries is unorganized sector workers belonging to the BPL category and their family members.