Let the circle have center \(O\), radius \(r = 13 \text{ cm}\), and chord \(AB\) at a distance \(d = 12 \text{ cm}\) from the center.
Draw a perpendicular from \(O\) to chord \(AB\), meeting at point \(M\). Then, \(OM = 12 \text{ cm}\) and \(AM = MB = \frac{AB}{2}\).
Using the right triangle \(OAM\), by Pythagoras theorem:
\[
OA^2 = OM^2 + AM^2
\]
\[
13^2 = 12^2 + AM^2
\]
\[
169 = 144 + AM^2
\]
\[
AM^2 = 169 - 144 = 25
\]
\[
AM = 5 \text{ cm}
\]
Length of chord \(AB = 2 \times AM = 2 \times 5 = 10 \text{ cm}\).