Step 1: Identify the day on the 5th.
If 5th is 3 days before Saturday, it must be Wednesday. Step 2: Find the day on the 20th.
From 5th to 20th = 15 days.
Each week has 7 days, so:
\[
15 \mod 7 = 1 \Rightarrow \text{20th is 1 day ahead of Wednesday} = Thursday
\]