We are given the following probabilities: \[ P(A) = 0.59, \quad P(B) = 0.30, \quad P(A \cap B) = 0.21 \] The probability of the complement \( P(A' \cap B') \), i.e., the probability that neither A nor B occurs, is given by the formula: \[ P(A' \cap B') = 1 - P(A \cup B) \] Using the formula for the union of two sets: \[ P(A \cup B) = P(A) + P(B) - P(A \cap B) \] Substituting the known values: \[ P(A \cup B) = 0.59 + 0.30 - 0.21 = 0.68 \] Therefore: \[ P(A' \cap B') = 1 - 0.68 = 0.32 \]