Why we can multiply: For independent events, knowing that one happens does not change the chance of the other. By definition, this gives the multiplication rule
\[
P(A\cap B)=P(A)\cdot P(B).
\]
Substitute the given probabilities:
\[
P(A\cap B)=0.3\times 0.4=0.12.
\]
So the probability that both \(A\) and \(B\) occur together is \(0.12\).