Find Ca\(^{2+}\):
\[
\frac{11.20}{\text{Ca}^{2+}} = 2.8 $\Rightarrow$ \text{Ca}^{2+} = 4.0\ \text{meq/L}
\]
SAR formula:
\[
SAR = \frac{\text{Na}^+}{\sqrt{\frac{\text{Ca}^{2+} + \text{Mg}^{2+}}{2}}}
\]
Compute denominator:
\[
\frac{4.0 + 5.68}{2} = 4.84,
\sqrt{4.84} = 2.20
\]
Thus:
\[
SAR = \frac{9.90}{2.20} = 4.50
\]
\[
\boxed{4.50}
\]